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Utang?
i-TUPAD na yan.

Document loans between family and friends with digital agreements, repayment tracking, and verified identities.

We respect your privacy. No spam, ever.

Signed by Both Sides
Both parties confirm
Digital Signatures
Secure & valid
Your Data is Safe
Private & secure
Verified Identity
KYC confirmed
Agreement Signed
Both parties confirmed
Payment Recorded
GCash proof uploaded
Loan Agreement
Pending: awaiting borrower signature
Parties
LenderSandy Chau
BorrowerAdelita Lador
Contact09765566988
Loan Terms
Principal₱8,000.00
PurposeMedical
Interest Rate3%
Interest Amount₱240.00
CollateralN/A
Repayment viaGCash
Date RecordedJune 7, 2026 · 10:14 AM
Date ReleasedJune 7, 2026
Due DateJuly 7, 2026
Total Repayable₱8,240.00
This is a documentation tool only. TUPAD is not a lender and does not hold or transfer funds. Electronic signatures are valid under RA 8792 (E-Commerce Act of the Philippines).
Sign this Agreement
By signing, you confirm all details are accurate and this agreement is legally binding under RA 8792.

Simple steps. Stronger relationships.

TUPAD makes loan agreements clear, documented, and easy to track.

1
Create Agreement

Document the details of your loan in minutes.

Lend Money
Document a loan agreement between two parties.
Individual Network Request
Amount
₱ 8,000
Purpose
Medical Bills & Utilities Groceries Rent Business Capital Emergency House Repair Financial Assistance Others
Name of Borrower
Adelita Lador
Contact Number
09765566988
Repayment Method
GCash Maya Cash Bank Transfer
2
Review & Sign

Both parties review the terms and sign digitally.

Review Agreement
Confirm all details before generating the document.
Lend Agreement Summary
LenderSandy Chau
BorrowerAdelita Lador
Contact09765566988
Principal₱8,000.00
PurposeMedical
Interest Rate3%
Interest Amount₱240.00
CollateralN/A
Repayment viaGCash
Date RecordedJune 7, 2026 · 10:14 AM
Date ReleasedJune 7, 2026
Due DateJuly 7, 2026
Total Repayable₱8,240.00
Save as Draft
Edit Details
3
Track & Build Trust

Track repayments and build your Trust Record over time.

1:43 ▲▲ WiFi ▓ 35%
Good afternoon,
Sandy Chau
Trust Score ✦ Bronze Member
68
/100
SANDY CHAU
Active2
Done5
Due1
Circle8
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This is why we built TUPAD.

Gusto mo mag-pautang,
pero ayaw mo namang maging komplikado ang relasyon.

"Nagpadala ako ng pera sa bahay. Ilang buwan na, wala pa ring balita. Ayaw ko naman mag-follow up, baka sumama pa ang loob ng kapamilya ko. Pero gusto ko lang naman ng malinaw at tuparin yung usapan."

OFW lender

"Lagi naman akong nagbabayad ng maayos. Pero wala akong maipakitang proof. Hindi naman ako makapag-apply ng kahit anong loan sa bangko. Dahil lahat sabi-sabi lang."

Responsible borrower

"Marami na akong pinautang sa kapitbahay. Di ko na maalala kung sino ang may utang at magkano pa."

Community lender

"Nagpahiram ako sa kaibigan ko. Babalik daw after 1 month. Ngayon nagtatanong na ako, parang nakalimutan na yung usapan."

Friend lender

Because informal loans
deserve clarity too.

Millions of Filipinos lend and borrow every day: between family, friends, and neighbors. Without documentation, even the best intentions lead to misunderstandings. TUPAD gives every informal loan a proper record, so both sides stay protected and the relationship stays intact.

Written agreements, not just verbal ones

Both the lender and borrower confirm the same terms: amount, due date, interest, and repayment method. No more "sabi mo ganito, sabi ko ganyan."

Every payment has proof

Log repayments with GCash screenshots, bank transfers, or cash confirmations. Timestamped records that both parties can always refer back to.

Your reputation, finally visible

Every fulfilled agreement builds a trust score that belongs to you. No bank account required. Your track record of keeping your word. Documented..

Loan Tracker
All your loans in one place
Total Debt
₱1,564,565
Due This Month
₱26,035
Add a Loan
Your Loans
Unionbank Credit Card
Unionbank
Due soon
₱0 paid · ₱14,500 left · ₱5,000/mo · Jun 15
GCash Loan
GCash
On track
₱58,000 paid · ₱50,000 left · ₱6,035/mo · Jun 18
Rockwell Land
Rockwell
Due soon
₱1,000,065 paid · ₱1,500,065 left · ₱15,000/mo

All your loans.
One place.

Not just peer loans. TUPAD also helps you track your credit cards, bank loans, GCash loans, housing loans, and more. See exactly always know where you stand financially.

Total debt, monthly dues, payment progress. Organized and visible. Open the app daily, not just when someone asks for a loan.

Credit Cards Bank Loans GCash Loans Housing Loans Car Loans Personal Loans

Money should never ruin relationships.

Most loans between people we love begin with trust. TUPAD keeps agreements clear from day one so the relationship stays intact no matter what happens after.

Clear Agreements
Both sides signed
On-Time Repayments
Tracked & recorded
Stronger Relationships
Trust that compounds

TUPAD is for
everyday Filipinos.

Family Loans
Help loved ones with peace of mind and clear terms.
OFWs
Support your family back home securely.
Sari-sari Stores
Manage utang accounts with a digital record.
Friends & Groups
Lend and borrow responsibly with written agreements.

Ready to document your next loan?

Join Filipinos building a culture of trust.

We respect your privacy. No spam, ever.

Your data is private. We never sell or share your information.
RA 8792: Digital signatures legally valid
Governed by RA 10173: Data Privacy Act